26
Mar 10

Do you want to to work the rest of your life to pay for the mistakes of the generation that’s currently in charge?

The credit crunch, the environment, the gap between rich and poor - these are all problems that we’ve inherited, but it’s only us that will be paying to sort them out. But the general election is our big chance to have a say in how its done.

Please read our manifesto, choose a candidate from the list of young politicians in your area, and vote for them on May 6th. We need to sweep our own generation into power, because it’s all the Baby Boomer’s fault.

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25
Mar 10

IT’S ALL THEIR FAULT

Six hundred and fifty days. That’s roughly how long we’ve got until a time bomb goes off in this country. It won’t be the end of the world, but it’ll definitely affect us for the rest of our lives. It’s no great conspiracy. The people who run the country – politicians, civil servants, bankers – have known it for years, but they’ve done next to nothing about it.

In 650 days’ time, our parents, the Baby Boomers, will start to retire. They’ll stop feeding money into the system with taxes, and start sucking it out with benefits. Why is it such a big problem? Because there are so many of them and we don’t have the money to pay for them. Right now, in Britain, there are four working people to support every pensioner. By the time all the Boomers retire it’ll be two to one. We are going to become slaves to our parents, working longer hours, paying more taxes and getting further into debt, just to pay for their retirement. This is just a bit unfair, when you consider that Baby Boomers are the richest generation that ever lived.

Do your parents love you? Of course they do. But it hasn’t stopped them robbing you blind. They might have given you the best start in life that they could. But they stopped short of providing for your future, or the future of your own children. They knew this problem was around the corner, and they had plenty of time and money to sort it out. But they chose not to. In fact, they chose to spend more money and use up greater resources than they had, knowing full well that the problem would be left for us – their own children – to sort out.

It’s not just pensions. Look at all the material wealth that your parents have accumulated – the houses, the cars, the holidays, the savings. Did you expect to have the same things as them when you were growing up? Unless you’re a hedge fund manager in the City, you can kiss those dreams goodbye. It’s us who’ll be paying off their billions of pounds’ worth of Credit Crunch debt. And what about the environment? We’ve been left with the bill for clearing that up too.

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25
Mar 10

GENERATION DEBT

Every new generation is defined by the icons and events of its time. For Generation X, it was supposed to be Grunge; MTV and the Internet for Generations Y and Z. All that went the way of Woolworths on the day the Boomers took control. Forget about iPlayer or YouTube, the symbol for generations born after 1964 is the credit card, because each and every one of us is sitting on a mountain of debt, built up and handed down to us by our folks.

You don’t need to read this book to know how tough it is to live a normal life these days. You are living with the reality every day. Everything is expensive and in short supply. Nothing comes easy. And it’s going to get worse. This manifesto will tell you what you can do about it.

Every baby in the UK is now born owing £22,500, his or her share of the £1.4 trillion Credit Crunch bailout. Added to which the average student graduates owing more than £20,000. Add all this together, and you’re left with a generation owing more than £40,000 before they’ve earned their first pay packet. That’s if you can get a job; there are 2.5 million people unemployed in the UK. One million of them are under 25 http://bit.ly/under25

Pay packets, when you do finally find work, don’t stretch beyond the absolute basics. First-time buyers need to earn an above-average salary to afford an ex-council flat, and you need a partner earning a full-time wage just to cover the food and heating. It’s getting to the point where having children is a luxury.

Student debt is sold to us as an investment for our future, but that BA (Hons) certificate isn’t worth the paper it’s printed on. The more companies streamline and outsource their manpower, the less chance we have of winning well-paid, long-term contracts. Forget about jobs for life, university graduates are settling for part-time shop work or volunteering abroad.

These days, it’s not unusual for 30-year-old professionals to go begging cap in hand to the Bank of Mum and Dad for bailouts, http://bit.ly/bankofmumanddad. And branches of the Hotel of Mum and Dad are springing up all the time – providing beds for a generation that studies hard for grades and toils diligently at work but still can’t afford to make their own way.

And where are the proprietors of Mum and Dad Plc, now that the Credit Crunch has killed the party? They’re safely tucked away in gated communities, or on permanent vacation in their places in the sun www.aplaceinthesun.com, leaving us to fight over the expensive dregs. If we have one certainty in the future, it’s that we’ll be working long past retirement age – which incidentally is being raised – to pay off the debts. Heaven help the kids who are being born into this mess.

Go to http://bit.ly/debtoverseas to see how the exact same problem is kicking off overseas.

It was a different story when our parents were growing up. In fact, their lives sound like fairytales compared to ours. They fully expected to live a better life than their own folks. They drew decent wages from long-term jobs and received generous benefits from the welfare state. For them education was free and houses (not flats) were cheap and readily available. When prices boomed in the Eighties, they paid off their mortgages overnight. Suddenly flush with new money, rather than saving it sensibly, even working-class families were out buying new cars and colour TVs and taking holidays abroad. Mothers returned to work not just to cover the bills, but to improve the living standards of the family.

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25
Mar 10

BLAME YOUR PARENTS

Those halcyon days are well and truly gone. We’ve been lumbered with so much debt and the cost of life’s basics has shot up so high that we’re guaranteed never to live as easily again. And it hasn’t happened by accident. The awful truth is that, as our parents have climbed the ladder of social mobility, they have kicked the rungs from beneath them and prevented us from following them.

But don’t take my word for it, just ask yourself this: who brought an end to the free education that they enjoyed when they were young? Who voted for low taxes while drawing easy handouts from the state? Who bought cheap houses, sold them for a fortune and priced out first-time buyers? Who awarded themselves record salaries and shipped the rest of the work overseas? Who cashed in on the market boom, then expected the taxpayer to bail them out when it went bust? You know who.

The enormous financial debt we’ve been handed is from their overspending. Everything about today’s self-obsessed modern culture (record rates of divorce, suicide and drug addiction) comes from their megalomania. And the environmental crisis, dangerously close to the point of no return, is a hangover from their overconsumption. None of this is news to our parents though. The alarm bells have been ringing for decades, but they’re world leaders at burying their heads in the sand.

Greedy? Selfish? Mummy and Daddy? It can’t possibly be true? Here is what well-respected thinkers from across the political spectrum have to say:

‘Twentysomethings will be lumbered with higher levels of taxation in the future to pay for the longer and better retirements of the ageing baby-boomer generation … that’s not fair,’ says Ryan Shorthouse of The Guardian.

‘With their children departed and the mortgage paid off, their spending power is greater than that of any other age group,’ says Melanie Phillips in the Daily Mail. ‘They use it to pump up their lips and suck out their thighs, go trekking in Peru, and work out in the gym, eat organic food and irrigate their colons to cheat death and anticipate several more decades of looking after Me.’

‘They won’t be around to see the results,’ says George Monbiot in The Guardian, ‘… they were brought up in a period of technological optimism; they feel entitled, having worked all their lives, to fly or cruise to wherever they wish.’

‘For too long the world has been run by … a generation that was simply born lucky,’ says Sarah Vine in The Times (who is married to 43-year-old Shadow Secretary of State for Children, Schools and Families, Michael Gove). ‘Now the party’s over, they’re not rolling up their sleeves either. Oh no, they’re outta here, baby … It’s left to us to clear up.’

‘The boomers have poisoned the wells and ploughed salt into the fields,’ warns Bryan Appleyard in The Sunday Times. ‘In the midst of their success and greed, the boomers forgot … that society is a contract with three interested parties: the dead, the living and the unborn. Their children are paying the price of their amnesia. For the moment, they seem resigned, but, soon enough, they’ll want their world back.’

That time is now. Every generation has to struggle for something that it believes in – democracy, equal rights – but ours is nothing to do with race or class. It’s going to be a fight between a debt-ridden minority of young adults and a glut of needy pensioners, who squandered the money they should have saved to support themselves and who will be supported by the working young.

Luckily, they have presented us with one big opportunity to make a change before the time bomb goes off.

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25
Mar 10

CALL TO ACTION

There isn’t much that we can do to fix the car crashes that our parents made in the past; it’s a patch-up job at best. But we can prevent them from making any more in the future. The government has called a general election for 6 May this year. This is our one big opportunity to kick the Baby Boomers out of power before the future gets any worse.

The plan is very simple: vote for candidates under the age of 46 or 65 and over.

To find out who’s standing in your local area, how old they are and what they stand for, visit www.itsalltheirfault.com.

We’ve never been very good at turning up to the election box. After all, what’s the point of voting for people who lie as a matter of routine and break almost every election pledge that they make? And thanks to the expenses scandal, we know that they’ve been fiddling money out of the system for years. You’d be forgiven for thinking that politicians are all in it for themselves, and you’d be right; after all 70 per cent of MPs currently sitting in Parliament are Boomers. But that’s okay; we won’t be voting for them in any case.

There are plenty of alternatives standing in the general election. The following non-Boomer candidates could be a taste of things to come, if we get our act together and vote:

Safe as Houses: Sarah Teather, 35, MP For Brent East http://bit.ly/SarahTeather

The youngest front-bencher in Parliament, Sarah was named one of the saints of the MPs’ expenses scandal. She was eligible to claim tens of thousands of pounds in expenses, but chose not to.  As the Shadow Housing Minister, she wants to bring the housing market back down to earth. ‘For many, the dream of owning your own home is as far away as ever … Across the country 800,000 properties lie empty … Why can’t some of these empty state-owned homes be offered cheaply to first-time buyers who are willing to put in the work to bring them up to scratch?’

Youth Pioneer: Rushanara Ali, 35. Standing in Bethnal Green and Bow www.rushanaraali.org

Dubbed one of the most powerful Muslim women in the UK, Rushanara Ali is fighting for a seat in Parliament on the youth vote. ‘The boards of … public institutions that control billions of pounds of public money are … dominated by middle-class, middle-aged white men. It is little wonder that many people, especially the young, feel disconnected from those that hold power and make decisions that affect their lives.’ She’s pledged to bring 19- to 25-year-olds into politics. ‘The time is ripe,’ she says, ‘to help them take up positions of power.’

Voice of Reason: Vince Cable, 67, MP for Twickenham www.vincentcable.org.uk

In a parallel universe, Vince Cable is Prime Minister and a new world order is engulfing the idiocracy. He frequently warned that the economy was overdependent on cheap personal debt and an overvalued pound, long before the Credit Crunch kicked off. When the banks collapsed, he pushed for them to be nationalized rather than bailed out. And when the greedy RBS board threatened to walk over their £1.5 billion bonuses, Vince called their bluff and urged them to go. And he emerged as the cleanest senior MP in the expenses scandal.

Fee Scrapper: Greg Mulholland, 39, MP for Leeds North West www.gregmulholland.org

He campaigns to scrap student tuition fees. He fights against the sell-off and development of green belt land. He lobbies for the reinstatement of NHS dentists. And he’s marched against the war in Iraq. If there’s a reason why he’s not more famous, it’s because he’s too busy doing his job to organize any PR.

Self-Loathing Boomer: David Willetts, 54, MP for Havant www.davidwilletts.co.uk

If there’s one single Boomer worth voting for, it’s Willetts who, on the basis of his speeches, could have written this book himself. ‘If our political, economic and cultural leaders do not begin to discharge their obligations to the future, the young people of today will be taxed more, work longer hours for less money, have lower social mobility and live in a degraded environment in order to pay for their parents’ quality of life.’ Amen to that.

This isn’t a fight between Left and Right or Labour versus Conservatives; it’s between Generation Debt and the Baby Boomers. And it’s a fight we’ve got to win.

Consider this book a manifesto and a call to action; a chance for those born in the Seventies and Eighties to respond to the chaos caused by those born in the Forties and Fifties. We are the generation that has to clear up their mess. This manifesto will explain why, and more importantly how.

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25
Mar 10

AGE IS MORE THAN A NUMBER

Is it fair to say that every member of a generation behaves in the exact same way? No. Is it fair to say that a generation of people share certain characteristics? Yes. Each generation has a collective personality, which is shaped by the events of the time. For us, 9/11, the Credit Crunch and global warming defines who we are. For the Baby Boomers it was the post-war boom, which brought an explosion in population, unparalleled economic growth and a sea change in the way children were brought up.

Boomers are easy to identify. As of their birthday in 2010, they’ll be aged between 46 and 64.

BOOMING POPULATION

The demographic model of the UK population looks like the side profile of your average middle-aged man: skinny chest and legs, and a great big sagging belly and arse in the middle. The skinny upper torso is the ‘Silent Generation’, in other words our grandparents, who were born before 1946. The skinny legs at the bottom are Generation Debt, born after 1964. The great big muffin top in the middle is the Baby Boomer generation, a population explosion that followed the Second World War.

The outbreak of peace in 1945 brought a tidal wave of euphoria to our grandparents, millions of whom returned home from the war to start new families. In the early Fifties, the majority of young suburban wives fell pregnant, which resulted in a sharp rise in births during the post-war years – the Baby Boom. By the end of the Boom in 1964, a whopping 11 million babies had been born.

You might think that we could have benefited equally, but with the advent of the Pill, birth control was so cheap, easy and effective that millions of Boomers put off having children until much later. This explains why our generation is so small in comparison.

BOOMING OPPORTUNITY

Boomer children were born into a golden era of opportunity. Britain was passing from an era of austerity in the Fifties (rations on food and energy, low employment) to an age of affluence and security in the Sixties, as the government pumped millions of pounds into rebuilding the country’s infrastructure. Many industries had been  nationalized in the late Forties and early Fifties, bringing the Bank of England, the telephone network, the airports, coal, gas, electricity, steel and transport into public ownership.

The new welfare state created in the late Forties brought an incredible sense of security to the country, promising to cover life’s risks ‘from the cradle to the grave’. The government built new schools and hospitals, provided rent-controlled housing, and handed out free education, free healthcare, unemployment benefit, sickness allowances, and pensions that you could actually live off.

In this public information film from 1948, Charley questions the need while the commentator explains how everyone in the UK will be protected from want, http://bit.ly/1948film .

With social security ticked off the to-do list, our parents set about raising the material standards of life. The international economy boomed, and Britain reached near full employment. Most of the jobs were for life. With so much opportunity Boomer teenagers grew up knowing that their prospects were better than their parents’ had ever been. Truly, the British population had never had it so good.

New household goods flooded the market, catering for every possible need, and the old utilitarian products of the post-war period gave way to a bewildering array of cheap, attractive plastic goods, most of which came from the United States, the promised land of consumerism.

The trend for previous generations was to save for new purchases, making do and mending old things before they splashed out on something new. But with cheap credit and a bewildering array of choice, the young Boomers threw the old values of thrift and saving out of the window. During the Sixties, consumer spending on household goods rose by 86 per cent and on motor cars and motor cycles by 333 per cent. The accessibility to desirable goods became so ubiquitous that Rab Butler, the Home Secretary in the early Sixties, boasted that ‘People are divided not so much between “haves” and “have-nots” as between “haves” and “have-mores”.’

Shopping was cheap but love was free. The sexual revolution allowed women to openly express themselves sexually for the first time, gays and lesbians started fighting for and winning their own rights, and the old rules of cohabitation and sex before marriage came tumbling down. Teenage Boomers of the Sixties had the incredible chance of living their twenties after the Pill and before AIDS; they were the first and last generation able to enjoy unlimited sex without any payback.

Work, social security, shopping and sex – it was all handed to Boomers on a plate. They were richer, freer and more secure than their parents or any generation before them. And it lasted so long that they began to take all this for granted as a way of life.

BOOMING SENSE OF SELF

Amidst all the opportunities of the Sixties, Boomer children were brought up with a new sense of self, and it was largely down to one book, The Common Sense Book of Baby and Child Care by Dr Benjamin Spock.

Before Spock, most parents brought up their children with tough love; babies were fed and put to sleep on a rigid schedule, and parents avoided picking up, kissing or hugging them whenever they cried. Giving in to a crying baby, it was thought, would only teach them to cry more. On the whole, the logic ran, it was better not to spoil, because this would prevent babies from becoming strong and morally minded citizens in a harsh world. But the Common Sense Book changed all that.

According to the Dr Spock model, scolding and condescending were out, and flexibility and affection were in. Children were individuals, argued Spock, and needed to be ‘smiled at, talked to, played with, fondled gently and lovingly’. Affection, as opposed to discipline, so he said, would make for happier and more productive lives.

Spock’s ideas resonated with parents of the Fifties and Sixties, who wanted to protect their children from the fear and deprivation that they suffered during the Second World War. The book sold over 50 million copies, outselling every other book except the Bible. Parents ditched the ‘one size fits all’ philosophy of child rearing and brought up their children less like citizens and more like individuals. Caught up in this new outpouring of affection, many parents took to pampering their baby’s every need, although Spock himself advised against it. ‘Parents who aren’t afraid to be firm when it is necessary,’ he said, ‘can get good results with either moderate strictness or moderate permissiveness.’

Citizens are loyal to authority. Individuals tend to rebel against it. And so the Boomer teens – confident, affluent and healthy – began to rebel against the system that had treated them so well, rallying in the streets for peace and love. The Right Wing was duly up in arms, labelling Spock as ‘The Father of Permissiveness’. Norman Vincent Peale, a powerful religious leader of the time, warned prophetically that the world was ‘paying the price of two generations that followed the Dr Spock baby plan of instant gratification of needs’.


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Mar 10

GENERATION ME

If there is one decade that defines the Boomers, it is, of course, the Sixties. The optimism, the individualism and the excess of the Sixties are burnt on the memory of our parents. These are the shared experiences that triggered common traits in the character of our parents. And they are one of the reasons why the music, art and fashion are rehashed and revisited with a punishing frequency.

SELFISH

Indulged, protected and privileged, Boomers are prone to Pampered Child Syndrome. Children who are loved, nurtured and protected ‘too much’, according to clinical psychologist Dr Maggie Mamen, grow up believing that ‘they are entitled to the same rights as adults, but … are not ready to accept grown-up responsibilities’. In the rush to provide their children with the opportunities they themselves never had, the parents of Baby Boomers forgot to ‘strike an effective balance between caring for and nurturing children while at the same time maintaining authority and demanding respect’.

Boomers were raised by their parents to believe that they were special, and conditioned by their teachers to think as individuals. Being the wealthiest generation of all time, it’s fair to say that they were special. But the endless opportunity and the constant drive to build their self-esteem went to their heads. Personal growth and self-help were more important to them than any sense of duty to the people around them.

The lyrics to Queen’s worldwide Boomer hit say it all: http://bit.ly/Iwantitall

Previous generations, who lived through the Depression and the war, consumed sparsely and managed their expectations and aspirations. But to the Boomers, driven by a sense of entitlement, personal needs are more important and they expect them delivered on a platter. The oversized homes, the piles of possessions, the extravagant vacations: Boomers want it all, whatever the cost.

There are hundreds of advertising manuals devoted to Boomers, but they all point to one character trait: the selfish individual. ‘Boomers want special treatment,’ according to 50 Things Every Marketer Needs to Know About Boomers Over 50, ‘and feel entitled to it. They want your special treatment because they think they deserve it, or have earned it.’

Twelve per cent of teenagers surveyed in the early Fifties agreed with the statement ‘I am an important person’; by the late Eighties this had risen to 80 per cent. ‘As commendable as it is for children to have high self-esteem,’ says Lillian G. Katz, ‘many of the practices advocated in pursuit of this goal may instead inadvertently develop narcissism in the form of excessive preoccupation with oneself.’

There is a point where a healthy sense of self-worth tips over into self-infatuation. To fully understand the Boomer market, Advertising to Baby Boomers advised that ‘one must assume the mindset of a person who believes he is part of the single most important generation to walk the planet’.

Self-loving Boomer culture is all around us. Love yourself! Be your own best friend! These are the mantras of the self-help book market, which exploded soon after Boomers learnt to read. It was all summed up by Whitney Houston, in the Boomer nirvana that was the Eighties, with her best-selling anthem ‘The Greatest Love of All’. The greatest love, in case you hadn’t already worked it out, is the love for oneself.

Fifty years of navel gazing has destroyed any lingering sense of collectivism in our country, where neighbours are strangers and relationships are part time. The reliance on friends and family for support has been reclassified as ‘co-dependency’. If Boomers swapped their self-help manuals for a legitimate bit of psychology, they’d find that most specialists agree: human happiness relies more on stable relationships than self-love.

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25
Mar 10

GREEDY

Compare the logos of CND and Mercedes Benz – they look almost exactly the same. In the Sixties, ‘selling out’ was an insult. Now it’s an aspiration.

With so much emphasis on the self, Boomers were bound to focus on individual rights as their cause célèbre. As teenagers, they fought for political rights and sexual freedom. But the fight gradually morphed into the right for instant gratification. According to Carol Craig, at the Centre for Confidence and Well-being, this individualism came to represent not autonomy, but self-centredness and the satisfaction of personal wants. Individualism, Craig argues, has left Boomers ‘pursuing constant gratification, with much of this disguised by a show of self-confidence’.

The quest for constant gratification has driven consumer growth ever since the Sixties. With high self-worth comes high expectations, and so the Boomers disposed with their parents’ ‘make do and mend’ mantra in favour of ‘buy now pay later’. Endless innovative luxuries, delivered to the door, were designed to be binned just as soon as the next fad hit the stores. The constant refitting of houses, the endless gadgets, the new wardrobes; Boomers have spent a fortune on novelty and junk.

Personal fulfilment, according to research http://bit.ly/Boomerresearch, is the number 1 priority for today’s Boomers, and self-indulgence is the preferred means. In the evangelical churches of America, it has become a virtue. But one weekly visit to church wasn’t enough; Boomers scrapped Sunday trading laws so that they could worship consumerism at their shiny new, cathedral-like shopping malls. Next time you visit your parents, take a look at the enormous piles of stuff they have bought, and now hoard, in the loft. It’s no wonder that self-storage is one of the fastest growing industries in the UK.

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Mar 10

IRRESPONSIBLE

There is a rule of thumb in advertising which says you should communicate with consumers as though they are more sophisticated than they really are. The core market for Just 17 magazine, for example, used to be 13-year-old girls who were desperate to act older than their age. Boomers are the exception to this rule. ‘Boomers at 50 see themselves some 12 years younger than they really are,’ according to one report at http://bit.ly/BabyBoomer, ‘that means they don’t associate themselves with any imagery connected to being old.’

The phenomenon even has a name: Middlescence, the turbulent, rebellious middle age of the Baby Boomer generation. In other words it is adolescence a second time around. ‘Boomers may never mature,’ says the Boomer Project, an advertising agency dedicated to harnessing the grey pound;  ‘… they reject any and all age-related labels to describe themselves.’ Forty years ago, our parents chanted The Who’s immortal line ‘Hope I die before I get old.’ In the end, they chose to postpone the inevitable by regressing to their youth. No wonder the anti-ageing business is doing so well. Terrified of maturity, they flock to spas for miracle treatments, and guzzle food supplements laced with magical elixirs for long life. According to a recent survey, at http://bit.ly/Boomersurvey, two-thirds of Boomers want to change their looks with cosmetic surgery and one in ten has already gone under the knife.

Middlescent Boomers, according to the think tank Demos, are ‘refusing to be constrained by expectations of “appropriate behaviour”’. That would be fine, if inappropriate behaviour was limited to dinner party spliffs and Rolling Stones concerts. Unfortunately, it is a great deal more harmful than that. If we can cite one good reason why our futures have been mortgaged to the hilt by our parents, it is because they cannot and will not live up to their responsibilities like adults.

It’s all worryingly similar to Peter Pan Syndrome. They want all the trappings of adulthood, but they shy away from the responsibility and the sacrifice that comes with it. Like Peter Pan, they break conventions to serve their own purposes, with little regard for the feelings and rights of others, and they justify it all with a sense of righteous entitlement.

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Mar 10

HYPOCRITICAL

With a casual attitude to responsibility, and an unassailable belief in their self-worth, Boomers bounce between opposing values with ease. They revolted against ‘the man’ when they were young, but were happy to join him when the price was right. Free love, non-violence, equal opportunity, no ‘sell out’ turned into fads when these principles required any kind of personal sacrifice. They rebelled against the Puritanism of their parents, then did an about turn and ended up lurching to the Right; after all, they were forced to knuckle down and make some cash if they wanted to tick off all the cars and second homes on their shopping lists.

They drank, they smoked, they shagged around and they broke the rules. Nowadays you can’t even put your rubbish out without risking a fine. They frown on single parent families, call the unemployed ‘scroungers’ and demand ever-tougher action against drink and drugs.

‘We need to mend our broken society!’ shout the Conservatives. ‘Marriage is important!’ they say, offering young families a £100 bribe to stay together. No prizes for guessing which generation’s divorce rate shot up by 700 per cent in their lifetime.

Hypocrisy is the unconscious act of self-deception, a way of rationalizing the uncomfortable facts of life which, in the case of our parents, is a complete volte-face of the principles that they define themselves by.

Sex, drugs and rock and roll – they invented all that. Not us. But they love to bash us over the head with high-minded values, flicking through the Daily Mail with one hand, loading a Bob Dylan CD with the other. ‘They professed to go with the flow,’ quips commentator Joe Queenan, ‘but it was actually the cash flow.’

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